OakNorth Analytical Intelligence

OakNorth Analytical Intelligence is a fintech platform that helps automate the way banks penetrate the underserved and overlooked SME lending market globally. It does this by leveraging process excellence, machine learning and technology to fuel data-driven decision making across the loan lifecycle.

It uses technology to apply the rigorous credit analysis methodology used for large corporate loans in a much more efficient and less manual way, and applies a private equity approach to portfolio monitoring.

The platform has been embedded with banking partners across multiple countries with combined assets of over $800bn and is enabling them to replicate OakNorth Bank’s success with SME lending in the UK in their own markets.